6 Ways to Start Preparing Financially For Christmas

Here are six simple ways to start preparing financially for Christmas now. Don’t go into debt during the holiday season – you can get ready for presents and Christmas day all year long!

Start Gift Shopping in August

The sooner, the better! This way you’re financially prepared when Christmas comes – you only have a few things to get.

Start Saving Now

Set aside an envelope, or even just a place in your budget, to save $50 per month. This will add up to $600 at the end of the year that you can spend on gifts!

Sell Current Toys

As my children outgrow toys and clothes, we re-sell them on Facebook groups for our geographical area.  I put this money aside to spend on future birthday and Christmas gifts.

Supplement with Gift Cards

There are so many ways to earn gift cards for Amazon, Target, and other stores that are easy to do!  A family will save all of these up until the end of the year.

Reconsider Your Gifting Habits

If you are feeling the need to spend more than your budget and income allow for, then you may need to reconsider your gifting habits (especially with your children).

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