This policy is valid from 25 April 2019.  The recent FTC ruling requires a disclosure policy on our blog.

This blog is a personal blog written and edited by us. This blog does not accept any form of advertising, sponsorship, or paid insertions. We write for our own purposes. However, we may be influenced by our background, occupation, religion, political affiliation or experience.

The compensation received will never influence the content, topics or posts made in this blog. All advertising is in the form of advertisements generated by a third party ad network. Those advertisements will be identified as paid advertisements.

The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This blog does contain content which might present a conflict of interest. This content will always be identified.

The content of this blog is a source of income for us and therefore sometimes may be used to promote products, services, or other businesses. Not all, but some of the links in this blog are “affiliate links.” This means if you click on the link and purchase the item, we will receive an affiliate commission. However, we only promote such products/services/businesses that we feel will be beneficial to our readers.

We am disclosing this in accordance with the Federal Trade Commission – 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”