This free printable for the world’s easiest budget is the best way to get your finances set up. It’s a simple budget that can be customized for any age or any income level.
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With all of those hinderances, we were constantly amazed by everything he has accomplished!
Page 1 – Monthly Budget Accounting (12 per year)
Each month, you will want to compare the amount you budgeted for each category with the amount spent. You should print ONE of these pages for each month.
This will help you make any needed adjustments for the following month, as well as recognize any patterns you may have in overspending or places you could save more money.
Here are some of the categories you’ll want to include:
- Utility bills
- Car payment
- Eating out
Page 2 – Yearly Tracking
Some categories only have one expense per month, such as rent/mortgage. In these cases, you will not need to track leftover amounts in the budget, since they are typically a fixed amount.
You can track the entire year’s mortgage on this page instead of printing an entire page for just one expense. Print one of these pages for each category that is only paid once per month.
Examples of these include:
- Electric bill
- Water bill
- Gas bill
- Other utilities
- Car payment
Page 3 – Monthly Tracking (12 per category per year)
Look at how many categories you have that are not yearly categories. Basically, every category that did not get a page 2 printout. Print one page per category every month.
At the top, there is space to put the starting balance for that category. Every time you make a purchase or pay a bill, enter the expense and calculate the new balance remaining in the category’s allotted budget.
You can download this budget HERE.
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